Yakhshimuratova Khasiyat Khudaybergenovna (2024) “THE OBJECTIVE SOCIO-ECONOMIC NEED FOR CONSUMER CREDITS TO IMPROVE THE WELL-BEING OF THE COUNTRY’S POPULATION”, Labor economics and human capital, 3(4), pp. 94–100. Available at: https://laboreconomics.uz/index.php/lehc/article/view/79 (Accessed: 14 October 2025).