“TA’LIM TIZIMI MOLIYA RESURSLARIDAN FOYDALANISH SAMARADORLIGINI OSHIRISHGA TO’G’RI VA AKS TA’SIR ETUVCHI OMILLAR”. Mehnat Iqtisodiyoti Va Inson Kapitali, vol. 5, no. 1, Mar. 2026, pp. 58-68, https://doi.org/10.55439/lehc/vol5iss1/a242.