Raqamli transformatsiya bilan yashil moliyalshtirishning uyg’unligi
O.R.Meyliyev; K.X.Gofurova
Annotatsiya
Ushbu maqolada raqamli texnologiya, sun’iy intellektning iqtisodiyot sektorida ishlab chiqarish, onlayn va oflayn tijorat hamda ma’lumotlar saqlash (Big data va boshqalar) dan tashqari yashil iqtisodiyot, yashil moliya, moliyalashtirish bilan integratsiyalashuvi va sinergiya natijasi asosida barqaror rivojlanishga ta’siri tahlil qilinnadi.
Iqtisodiy resurs va yer hududining cheklanganligi, yer yuzida aholi qatlamining o’sib borishi, noto’g’ri taqsimlanishi bilan birgalikda ishlab chiqarish jarayonida kuzatilayotgan karbonat angidrid (CO₂) gazining chiqarilishi iqlim o’zgarishi, bioxilma-xillikning yo’qolib borishi, tabiiy resurslarning kamayishi va iqtisodiy yo’qotishlarga sabab bo’lmoqda.
Shu bois, raqamli texnologiyalar asrida sun’iy intellekt va moliyaviy texnologiyalar (Fintech) orqali barqaror rivojlanishni ta’minlash mumkin. Bu holat ilmiy-nazariy jihatdan asoslangan bo’lib, amaliyotda ham keng qo’llanilmoqda. SI va Fintex innovatsiyalari yashil iqtisodiy muammolarga yechim topishda optimal yechimlarni taklif etib, ekologik barqaror iqtisodiyotni rivojlantirish, resurslardan samarali foydalanish va uglerod ishlab chiqarish izini kamaytirish imkonini beradi.
Kalit so'zlar:
Raqamli iqtisodiyot, SI, Fintex, ekoraqamli innovatsiyalar, yashil moliyalashtirish.
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